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In the event your revenue is less than the median, you qualify to file Chapter 7. If it’s greater than the median money, you should provide you with can’t spend your debts together with your present disposable money. Your disposable revenue is your every month revenue minus your every month expenditures.

For being eligible to file for Chapter seven bankruptcy, You must move a means exam. This compares your common household profits to the median earnings for similar households in Virginia.

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In Chapter seven bankruptcy, the filing cost is $338. You might be able to receive the courtroom to waive the payment Should your present income is below a hundred and fifty% means test with the poverty recommendations. (See Virginia’s Charge Waiver Eligibility table down below.) When you file your files, the court docket clerk would require you to pay the fee.

In the majority of circumstances, neither federal university student financial loans nor personal university student loans are eligible for being discharged in bankruptcy.

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